Question collection

15 financial literacy fill-in-the-blank examples

Use this fixed collection on screen or print it as a question sheet with a separate answer key. The examples mix terminology, short applications, and calculations.

Play Missing Cents

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See a fill-in answer take shape

Students complete one sentence at a time, then read why the answer fits.

Animated fill-in example: rent that stays the same each month is a fixed expense, followed by a short explanation.

Use the collection your way

Choose one topic for a quick opener, combine topics for review, or print all 15. On screen, each answer uses a keyboard-accessible reveal. In print, the questions come first and the full answer key starts in its own section.

See the five-minute routine
Missing CentsFinancial literacy fill-in practice

Name: ____________________ Date: __________

Question sheet

Complete each sentence with one word or amount.

Budgeting

  1. A written plan for how income will be spent and saved is a ______.Terminology
  2. Rent stays the same each month, so it is a ______ expense.Application
  3. Using 20% as a flexible savings target, 20% of $1,500 is $______.Calculation

Banking

  1. Money added to a bank account is a ______.Terminology
  2. A bank has recognized a pending debit-card hold. For a new purchase, the ______ balance is more useful than the current balance.Application
  3. An account has $240 before a $65 debit posts. The new balance is $______.Calculation

Credit

  1. The cost of borrowing money, usually expressed as a percentage, is ______.Terminology
  2. Reviewing your own credit report creates a ______ inquiry.Application
  3. A card has a $1,000 limit and a $200 balance. Its credit utilization is ______%.Calculation

Paychecks

  1. Pay before taxes and other deductions is ______ pay.Terminology
  2. The amount that reaches an employee after paycheck deductions is ______ pay.Application
  3. Gross pay is $640 and total deductions are $115. Net pay is $______.Calculation

Saving and investing

  1. Money reserved for unexpected costs is an emergency ______.Terminology
  2. Owning investments across several companies and industries improves ______.Application
  3. Saving $25 each week for four weeks adds $______ to a goal.Calculation

Teacher key

Answers and explanations

15 reviewed examples
  1. 1 Reveal the budgeting answer
    budget

    A budget assigns income to expenses, saving, and other goals.

    1. budget

    A budget assigns income to expenses, saving, and other goals.

  2. 2 Reveal the budgeting answer
    fixed

    A fixed expense is generally the same amount on a regular schedule. Variable expenses can change from month to month.

    2. fixed

    A fixed expense is generally the same amount on a regular schedule. Variable expenses can change from month to month.

  3. 3 Reveal the budgeting answer
    300

    Multiply $1,500 by 0.20. The result is $300. A percentage guideline is a starting point, not a requirement for every household.

    3. 300

    Multiply $1,500 by 0.20. The result is $300. A percentage guideline is a starting point, not a requirement for every household.

  4. 4 Reveal the banking answer
    deposit

    A deposit adds money to an account. A withdrawal removes money.

    4. deposit

    A deposit adds money to an account. A withdrawal removes money.

  5. 5 Reveal the banking answer
    available

    The available balance generally reflects holds the bank has recognized. It may not include every outstanding payment the customer knows about.

    5. available

    The available balance generally reflects holds the bank has recognized. It may not include every outstanding payment the customer knows about.

  6. 6 Reveal the banking answer
    175

    $240 minus $65 equals $175.

    6. 175

    $240 minus $65 equals $175.

  7. 7 Reveal the credit answer
    interest

    Interest is the price paid for borrowing. The rate and the time a balance remains unpaid affect the total cost.

    7. interest

    Interest is the price paid for borrowing. The rate and the time a balance remains unpaid affect the total cost.

  8. 8 Reveal the credit answer
    soft

    Checking your own credit report is a soft inquiry and does not affect your credit score.

    8. soft

    Checking your own credit report is a soft inquiry and does not affect your credit score.

  9. 9 Reveal the credit answer
    20

    $200 divided by $1,000 equals 0.20, or 20%.

    9. 20

    $200 divided by $1,000 equals 0.20, or 20%.

  10. 10 Reveal the paychecks answer
    gross

    Gross pay is earnings before deductions. Net pay is the amount left after deductions.

    10. gross

    Gross pay is earnings before deductions. Net pay is the amount left after deductions.

  11. 11 Reveal the paychecks answer
    net

    Net pay is take-home pay after taxes and other deductions are subtracted from gross pay.

    11. net

    Net pay is take-home pay after taxes and other deductions are subtracted from gross pay.

  12. 12 Reveal the paychecks answer
    525

    $640 minus $115 equals $525 in net pay.

    12. 525

    $640 minus $115 equals $525 in net pay.

  13. 13 Reveal the saving and investing answer
    fund

    An emergency fund is savings set aside for unplanned expenses or income interruptions.

    13. fund

    An emergency fund is savings set aside for unplanned expenses or income interruptions.

  14. 14 Reveal the saving and investing answer
    diversification

    Diversification spreads exposure across investments. It can reduce concentration risk, but it cannot eliminate every investment risk.

    14. diversification

    Diversification spreads exposure across investments. It can reduce concentration risk, but it cannot eliminate every investment risk.

  15. 15 Reveal the saving and investing answer
    100

    $25 multiplied by four weeks equals $100.

    15. 100

    $25 multiplied by four weeks equals $100.

Continue with the live challenge

Use the bell-ringer routine to run five questions at the start of class, or read the teacher guide before projecting the game.